Learning early in life how to manage money, save and plan for the future and make informed decisions, enables young people to be in control of their financial lives. Australian youth are active consumers – they set savings goals, shop …
Our response to COVID-19 It’s full-service delivery. As a leading financial literacy business, we understand the seriousness of the current situation and that simplicity, connectivity and automation have never been as important as they are now. We stand by our …
According to new research, customer satisfaction for the banking industry is down by 2.7%. Not surprisingly, negative publicity from the Royal Commission into Financial Services is to blame. The Roy Morgan report, which is based on interviews with thousands of …
At the last Financial Planning Association National Roadshow in Melbourne in July, FPA CEO Dante De Gori spoke about the regulatory landscape that advisers are facing in the wake of everything from the slim election result to rapidly changing technology[i]. …
The financial planning process is a lot like an athlete training for a gold medal. Coaching, hard work, determination, riding the ups and downs, and modifying the plan to get to the prize at the end.
Insurance contracts are based on an implied duty of utmost good faith – everyone in financial services is aware of this. Put simply, it is a legal requirement for each party in an insurance contract to act towards each other …
A recent report * revealed that around 690,000 working Australians aren’t getting the super they’re entitled to. That’s 7% of the workforce. And this number is expected to rise – between 2013 and 2023, around 4.4 billion dollars of super …
Consumers who resort to payday loans are some of the most vulnerable borrowers out there and taking advantage of their desperation is reprehensible. Yet despite ASIC’s notification that payday lenders are under the microscope, we still read about situations where …
What’s double-gearing? I hear you ask. This is when money is borrowed against an asset (say, a house) to buy shares, and then more money is borrowed against the shares to set up a margin loan to buy more shares …
We wax lyrical about superannuation being a ‘long-term’ investment, but are we barking up the wrong tree? Is the nature of superannuation and our description of it the very thing that’s preventing most of us from taking an interest early …
