Superannuation Explained

How does Australian superannuation work? In Australia, superannuation (super) can be a tax effective way to help you fund your retirement. If you’re aiming for a comfortable retirement, it’s important to take some time to learn more about your super. Thankfully, we’ve got you covered.

Our superannuation tutorial covers everything from choosing a fund to insurance and investments through super. It shows how taking a few steps now could significantly boost your super and make a big difference to your retirement lifestyle.

Our superannuation guide offers helpful and directly applicable personal financial advice

Each of the Money101 superannuation guide tutorials take around 10 to 15 minutes to complete. Our team of educators, designers and technology experts work together to ensure the content is engaging, accessible and fun!

Accessing Super

Getting your money out is an important part of your superannuation journey. It’s critical to make sure you choose the right method, and that you know how you’ll be taxed. This module will get you thinking about the different ways you can access your superannuation to help fund your retirement.

Choosing a Super Fund

Most of us will have a super fund, but ask yourself, do you really know that much about it? Choosing the right super fund for you could help you plan the best retirement possible. This module will give you the information you need to understand your super and make it work and grow for you.

Insurance Through Super

Insurance is an important part of protecting your ability to earn an income. People often assume they won’t suffer a major health issue until they are old – but it can happen at any time in your life. This module will get you thinking about your insurance needs and the options you have through your super. 

Lost Super

If you’ve ever changed your name, address or job, you may have some lost super. Did you know there is over $17 billion in lost super floating around? Some of that money could be yours. This module will explain how to go about searching for any lost super you might have.

Salary Sacrificing to Super

Salary sacrificing to super could help build your super in a tax-effective way. This module will give you some general information about salary sacrificing, so you can decide if it might be an effective option for you.

Super Basics

Super is a long-term investment vehicle for your retirement savings. But to make sure you get the most from it, you need to understand how it works, which isn’t always easy. This module explains the basics of superannuation, so you can get up to speed in no time!

Super Co-Contributions

The super co-contribution is a way for low-income earners to receive a boost to their super from the government when they make an after-tax contribution. This module takes you through the basics: what it is, how it works, and the possible benefits to your super balance. 

Super Contributions

Super is an investment designed to provide money for your retirement. Understanding the different types of super contributions can really help you build your retirement nest egg. This module discusses the basics of super contributions and the different ways you can add to your super. 

Super Investments

When it comes to your super, one of the most important choices you can make is your overall investment strategy. The investment options you choose could make a big difference to your super earnings over time.

Super Statements

Your superannuation is your retirement savings. Analysing your annual statement is an important part of managing these savings and planning for a comfortable financial future. This module outlines how to read and understand your super statement and highlights the important things you should be checking.

Benefit from Money101’s superannuation tutorial guide in Australia

Money101 is here to equip Australians with the knowledge and confidence to make smart superannuation decisions from an early age. With proven expertise, we offer the ideal superannuation tutorial guide to get you started.

Learn about our other financial literacy training courses, or browse our Money101 module catalogue for a detailed breakdown of the categories we cover. You can also learn more about how our financial education modules work, and how they’re delivered in a way that is convenient, reliable and affordable.

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